Ventajas: 1. Ease of data entry - done at lower cost level 2. Reports from individual loan level to across the portfolio. 3. We were able to begin immediately to fix problems in the portfolio. 4. Cost was well within our loan review budget. 5. Program does all of the analytics for us - no hand calculations.
Desventajas: Collateralization report was a little hard to figure out, but was a very good tool.